An independent real estate credit manager specialising in development and structured finance in the UK across all asset classes.

About Us

Broadwood Capital is a specialist real estate lender supporting experienced investors and developers with structured financing solutions. Founded by sector experts with a long track record, our mission is simple: deliver fast, reliable and commercially pragmatic lending.

Principal-owned, we offer committed capital, streamlined processes, and certainty of funding. We combine the speed and agile decision-making of a private company with the rigour and professionalism of a large institution, bringing deep cross-sector experience to high leverage, complex and development-led financings.

Our Products

Supporting developers from initial acquisition through pre commencement and into full construction. We structure our development facilities to ensure schemes are fully funded and include a post completion period to facilitate sales or refinancing.

Acquisition, refinance or post development exit. We structure our short-term facilities to provide flexibility and can close quickly to meet shorter transaction deadlines.

Bespoke facilities for higher leverage or complex situations. Our structured finance facilities fully consider the underlying real estate and the borrower’s business plan, delivering fully funded and stable financing solutions.

Lending Criteria

Borrowers:

Established Professional and strong Sponsor

Amounts:

£2mn to £50mn

Loan to Value:

Up to 75%

Loan to Cost:

Up to 90%

Sectors:

Residential: Private for sale, BTR / PRS Commercial: Office, Industrial / logistics, Retail Alternative: Senior Living, Care homes, Healthcare, Education

UK Regions:

Major Cities, Commuter Towns and Established Regional Centres

Structure:

Senior / stretched senior

Interest:

Current Pay, PIK or combination

Terms:

6 – 48 months

Value of projects funded

Later Living beds

Loans

Completed lending

Our Investment Themes

Later Living

Broadwood sees the chronic undersupply of specialist elderly accommodation in the UK and is committed to supporting investors and developers delivering purpose-built care homes and retirement living schemes nationwide.

With the 65+ and 85+ demographics set to be the fastest growing over the next decade — with supply largely static — access to reliable, specialist finance has never been more critical. We are uniquely positioned to help meet this demand.

Residential Housebuilding

"Back the builders, not the blockers”: Broadwood wants to support SME housebuilders to deliver essential homes across the UK. We understand the capital constraints they face — so we structure facilities that draw on unsold stock and offer higher, flexible leverage to kickstart schemes.

Structured Finance and Special Situations

With mainstream lenders pulling back and many alternative lenders adopting a criteria-driven approach, Broadwood steps in where others won't — structuring bespoke solutions for higher leverage, complex assets across the mid-market.

We operate across all asset classes and UK regions, backing borrowers in markets where lender appetite is reduced and execution matters most.

Meet the team.

Our success reflects the skills and experience of our dedicated team. Discover the award-nominated professionals working to deliver consistent results for our clients.

Environmental, Social and Governance

At Broadwood Capital, our investment strategy has long-term conviction in needs-based real estate, the social infrastructure that our society depends on. We combine specialist focus, innovative development financing structures and a genuine ESG commitment to deliver measurable impact in sectors which are essential for Living, Learning and Caring. We don’t bolt on ESG but embed it in our investment strategies.


The Broadwood Later Living Sustainable Construction Finance Fund lends only to projects that demonstrate tangible environmental performance, social impact and strong governance to drive meaningful change in the later living sector. By aligning capital deployment with ESG metrics, we aim to deliver positive social and environmental outcomes, enduring long-term asset quality and resilient investment performance.

Testimonials

"We are very pleased to have concluded this loan with Dan and the team at Broadwood Capital. Energy-from-Waste is a highly specialist sector where there are limited debt options in the market and we’d spent some time looking for the right lending partner. Broadwood could underwrite the real estate, looking through to the underlying fundamentals of the land. They shared our view of the site having demonstrable value with a traditional industrial use, which supported the debt. Broadwood’s response was rapid and effective enabling a difficult situation to be resolved while giving us flexibility to move forward."

Colin Banyard, Chairman, Cracknore Investments Limited (Developer)

"Our client had a complex transaction, involving three outgoing lenders and an asset class which is widely accepted as trickier to finance. Broadwood devised a solution which maximised the strong cashflows from our client’s operational care home business and at the same time provided leverage to develop out new later living bungalows. We cover a lot of the lending market and it’s clear to us that Broadwood are demonstrable specialists in the care sector. This specialism was clearly evident here where we could come together to find a solution that resulted in best outcomes for all parties."

Andrew Robinson, Founder and CEO of Arc. & Co. (Debt Advisor)

"We have completed three loans with Broadwood covering land acquisition, ground-up development and stabilisation. Two things really make the difference for us: Broadwood are one of the few lenders who have an axe for the adult care market and they also cover the full lifecycle from land acquisition through to stabilisation. Broadwood has the expertise to tailor funding solutions and support care home developers such as us. Their experience and experience of construction shines through during a development phase, and they have always provided their support to help us deliver completed buildings and achieve our business plan."

Gary Sharp, Founder and CEO, Simply UK (Developer)

"This is our third loan with Broadwood and we really appreciate their support of MACC’s growth in recent years. We value access to an experienced and knowledgeable funder who combines an understanding of the development process and the intricacies of the care home market. Their understanding and support during construction marks them out from their peers."

Naz Nathani, Founder and CEO, MACC Care Group (Developer)

"We refurbished and repositioned a Cardiff City Centre office building during the Covid-19 pandemic to become Coal House, and Coal House East, a highly acclaimed, fully ESG compliant, Grade A workspace. Due to market conditions during and following on from the pandemic, we were under pressure to refinance the incumbent lender and needed more time to lease-up the refurbished building, which remained mostly vacant, at a time of market uncertainty. Broadwood were not fazed by the conditions and carried out a detailed underwrite, both of our business plan and of the Cardiff office market, taking confidence in the product we had delivered and the local market dynamics. Broadwood’s approach to structuring was flexible, and their proposed terms were bespoke to the needs of our business plan, which gave us the time we needed to complete the lease-up. Ultimately, leasing the space took longer than we had expected at the outset, as further national and global events weighed on take-up levels locally, but we were impressed at how Broadwood supported us through these challenges, and the building is now over 90% let. We can’t thank Broadwood enough for their support."

Ricky Humphries, Founding Partner, CREATE Real Estate (Investor)

"At CoreLife we find it far more rewarding to back people rather than generic funds. Our own track record shows that investment performance follows where we work with deeply experienced teams who know how to navigate the inevitable challenges arising from their asset class. That’s why we’re delighted to back Broadwood – they are demonstrably expert across the full lifecycle of complex development finance from underwriting through to execution and loan management. It’s certainly rare to find a team that is so strong across the board, operating with creativity, innovation and vision and who shares our values. We’re looking forward to supporting the team’s growth into a substantial private credit business in the years ahead."

Graham Stanley, Founding Partner, CoreLife Investors, (Investor)

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