About Us
Broadwood Capital is a specialist real estate lender supporting experienced investors and developers with structured financing solutions. Founded by sector experts with a long track record, our mission is simple: deliver fast, reliable and commercially pragmatic lending.
Principal-owned, we offer committed capital, streamlined processes, and certainty of funding. We combine the speed and agile decision-making of a private company with the rigour and professionalism of a large institution, bringing deep cross-sector experience to high leverage, complex and development-led financings.
Our Products
Supporting developers from initial acquisition through pre commencement and into full construction. We structure our development facilities to ensure schemes are fully funded and include a post completion period to facilitate sales or refinancing.
Acquisition, refinance or post development exit. We structure our short-term facilities to provide flexibility and can close quickly to meet shorter transaction deadlines.
Bespoke facilities for higher leverage or complex situations. Our structured finance facilities fully consider the underlying real estate and the borrower’s business plan, delivering fully funded and stable financing solutions.
Lending Criteria
Borrowers:
Established Professional and strong Sponsor
Amounts:
£2mn to £50mn
Loan to Value:
Up to 75%
Loan to Cost:
Up to 90%
Sectors:
Residential: Private for sale, BTR / PRS Commercial: Office, Industrial / logistics, Retail Alternative: Senior Living, Care homes, Healthcare, Education
UK Regions:
Major Cities, Commuter Towns and Established Regional Centres
Structure:
Senior / stretched senior
Interest:
Current Pay, PIK or combination
Terms:
6 – 48 months
Value of projects funded
Later Living beds
Loans
Completed lending
Our Investment Themes
Later Living
Broadwood sees the chronic undersupply of specialist elderly accommodation in the UK and is committed to supporting investors and developers delivering purpose-built care homes and retirement living schemes nationwide.
With the 65+ and 85+ demographics set to be the fastest growing over the next decade — with supply largely static — access to reliable, specialist finance has never been more critical. We are uniquely positioned to help meet this demand.
Residential Housebuilding
"Back the builders, not the blockers”: Broadwood wants to support SME housebuilders to deliver essential homes across the UK. We understand the capital constraints they face — so we structure facilities that draw on unsold stock and offer higher, flexible leverage to kickstart schemes.
Structured Finance and Special Situations
With mainstream lenders pulling back and many alternative lenders adopting a criteria-driven approach, Broadwood steps in where others won't — structuring bespoke solutions for higher leverage, complex assets across the mid-market.
We operate across all asset classes and UK regions, backing borrowers in markets where lender appetite is reduced and execution matters most.
Featured Projects
We have helped deliver finance over various acquisition, development and operational projects across the country. We have designed facilities which meet the needs of the borrower and their business plan.
Later Living | Redditch, Worcestershire
98-bed purpose built care home
Healthcare | Scotland
10,000 sqft medical diagnostic centre
Later Living | Uxbridge, London
80-bed purpose built care home
Meet the team.
Our success reflects the skills and experience of our dedicated team. Discover the award-nominated professionals working to deliver consistent results for our clients.
Environmental, Social and Governance
At Broadwood Capital, our investment strategy has long-term conviction in needs-based real estate, the social infrastructure that our society depends on. We combine specialist focus, innovative development financing structures and a genuine ESG commitment to deliver measurable impact in sectors which are essential for Living, Learning and Caring. We don’t bolt on ESG but embed it in our investment strategies.
The Broadwood Later Living Sustainable Construction Finance Fund lends only to projects that demonstrate tangible environmental performance, social impact and strong governance to drive meaningful change in the later living sector. By aligning capital deployment with ESG metrics, we aim to deliver positive social and environmental outcomes, enduring long-term asset quality and resilient investment performance.